When you yourself have too debt that is much be fixed by way of a consolidation loan, you will find better choices.
Debt Management Arrange
You may want to consider a debt management plan if you are not eligible for a low interest consolidation loan. a credit that is non-profit could work to you as well as your creditors to set up a payment plan.
You will have to pay off 100% of your debts; nonetheless, you should have as much as 5 years to do this.